We insure our homes, our cars, our health, etc, but why are so many of us willing to take a gamble – with our life? How many people around you would be devastated financially without you? Insurance is so affordable. The saddest moments for me – and it happens all too often – is when a man or woman comes to me and says “I just got the bad news. And I need Life Insurance.” And by that point – it’s too late. You can’t go get Home Insurance after your house has already caught fire. It’s your life. Your choice.