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Our Services

Life Event Planning

Do you have an Investment & Retirement PLAN? Have you put off taking charge of planning your financial future? Are you making the best choices; do you need professional money management?

Are you fed up with your cd and bank savings rates?

Will you have enough for retirement? When can you retire? How will you have a retirement income you do not out-live?

When should YOU take Social Security?

Do you want to save for your kids or grandchildren? Or for their education?

If something happened to you tonight, what would happen to your family and loved ones?

What would happen financially if you became disabled and could no longer work?

Will your parents, now or soon, be in need of your support? And how will you do that?

How will you plan for the likely need of short or long term care in your older years?

Do you wish to help support your children now or in the future? What will be your legacy to them and your grandchildren?

Does your business need a retirement plan?

Do the markets make you feel uncertain?

Do you have an old 401k that may need attention?

Are you considering what to do with a retirement plan with your old employer?

Investments

Bonds

Common Stock

Educational IRA

Traditional IRA

Roth IRA

SEP IRA

Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuity

Financial Planning

Retirement Plans

Tax Planning Strategies*

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans


* Neither Voya Financial Advisors nor its representatives offer tax or legal advice. Please consult with your tax and legal advisors regarding your individual situation.

Insurance

Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you.

richmichaels@voyafa.com | (517) 999-8888