Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.