Strategies Tailored To Your Family's Needs

YOLO! Find your Freedom. Let us help you invest how you want with our support. Work the way you want! If, When, Where, and How you want to work and retire.

We can help take the mystery out of preparing for today and tomorrow. Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses on your needs, wants, and long-term goals.

We at Rich Michaels Investments, have years of experience in financial services at your fingertips. We can help you today and for many years to come.  Are you excited about starting your journey?

"YOLO – You Only Live Once."

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Now let's PLAN for your future!

As a Financial Advisor, I am a fiduciary. As a suggestion do not take investment advice from someone who is not a fiduciary.

Some Important Things We discuss:

  • What has your attention at this moment?
  • What are your goals, dreams and needs?
  • How to Create Retirement Income. 
  • Will you have enough for each goal?
  • Do you worry about your investments?
  • Would it help to review your financial plan?
  • Let's maximize your Social Security.
  • Health Care costs now and when you are older.
  • How to avoid Being a Burden to Your Children.
  • Your Legacy - How do you want to be remembered?



With a PLAN, you can relax!

Financial Planning should not feel like a visit to the dentist.

Tell me, are you saving enough?

Do you have a number? I.E., "I want to have $$$$$ by (age)."

  • When would you like to retire?
  • Or maybe you want to simply work part-time
  • on your own terms.

You and I are going to plan for:

  • Your Needs (basics for living)
  • Your Wants (including goals and dates)
  • Your Dreams (Do you want to travel?)

We will create a well-defined roadmap for achieving those goals. Once you have your roadmap, we can directly access your master plan to tweak and update it, create scenarios, adjust saving and spending to changes in your plans. Your Financial Plan can easily be updated.

My Money


Financial Planning

Many individuals confuse financial planning with general savings and investing advice. While how to save (and how much!), and where and when to invest those savings, is every bit important, prudent Financial Planning goes much beyond the realm of just saving and investing. The sooner you understand...

Investment Services

While many of us don’t realize it, we are constantly engaged in subconscious acts of investment planning. We plan how we can best invest the limited time we have at our disposal. Would the 2-hours we have best be spent visiting a friend at the hospital, or would it be better invested, say, by taking...

Portfolio Review

You and your family (partner, spouse) work hard to accumulate assets over a lifetime. The hope is that, when the time comes for you to leverage those assets, they’ll be there for you to benefit from. Asset Management service is all about helping you manage YOUR financial assets using a prudent and...

Your Advisor


Rich Michaels Minaya |
As a single woman, you may be faced with some unique challenges when planning for retirement. Here's what you should consider.
If you have a child graduating from high school or college and entering the workforce, they may have the opportunity to open up a 401(k) through their new employer. In some cases, that employer will also offer matching contribution funds up to a certain percentage. While it sounds like a no-brainer to take advantage of these benefits early, less than one-third of employees ages 25 and younger participate in their employer’s 401(k) plan. It’s essential...